Most dealerships are not set up to finance buyers without a Social Security number, so they turn you away or push a worse deal. Elite Edge Auto Broker works with lenders that specifically approve ITIN, no-SSN, and no-passport buyers across South Florida — and we structure $0-down options when you qualify.
What you typically need
- An ITIN (or other accepted ID) — full SSN not required with our lenders
- Proof of income (pay stubs, bank statements, or self-employment records)
- Proof of address in South Florida
- A down payment if required — though $0-down programs are often available
Why this matters for international clients
International students, new residents, and ITIN-only workers almost always need a car and usually cannot get approved at a normal dealership. We specialize in exactly this. Estimate a payment with our auto loan calculator, then text us and we will find the car and the approval.
Approval depends on lender criteria and your situation; we never guarantee a specific rate or outcome, but we get a large share of ITIN/no-SSN buyers approved.